Save Time and Money by Choosing a Direct Lender
In today's uncertain economic market, it can often be difficult to manage your expenses while struggling to make end's meet. In fact, even putting food on the table at the end of a pay period can sometimes be hard, especially since many people have been forced to take lower-paying jobs than they once had. When faced with extra expenses such school supplies for children, holidays, car repairs or emergencies, paying for these things can seem next to impossible.
Fortunately, there is hope. A direct lender can finance the money you need to make it through to the next payday, usually without a credit check or even any collateral. This type of a lender is an entity that makes small, short-term balances repayable at the time you receive your next paycheck. Depending on the company, these financial products can be for maximum amounts of anywhere from $500 to $1500, and they may be due either in full or in part when you get your next paycheck. In some cases, you may even be able to pay only the fee and roll the remaining amount into a new agreement.
The Process Explained in Simple Terms
Generally, an advance requires only a couple of things. You must have a regular source of income, either from a job or a government program, you have to be at least eighteen years of age, and you need an account where the money can be directly deposited. In most cases, you are also required to make a minimum of $1000 a month at a job or $800 from welfare or social security. Unlike a bank, a short-term financial provider does not require you to fill out multiple forms or to have good credit. Instead, you fill out one simple form, and the money is often available to you right away.
Most companies manage the process from their own office, but many companies also offer customers the option of online service. This provides customers with the convenience of taking out the financing in their own home, and an online provider is usually available 24 hours a day. The process can also be faster than requesting funds at an office; approval takes place in minutes, applications are processed immediately, and the funds are processed electronically. Besides that, requesting funds on the Intenet is much more private than doing it in person, and it can be accomplished from anywhere in the nation.
The Perks of Using Our Free Service
Unfortunately, because a provider works one-on-one with you, there is no way to compare rates when you work with a lending company. One way around this is to use an independent service that connects borrowers with reputable lending companies. This allows for comparison shopping, making the providers work for you rather than the other way around. It also gives you access to many more options than you would otherwise have, and it saves time because the searching is done for you. In addition, companies are selected based on what you need, so you know that you are working with the one that is best for you.