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Short-term Lending FAQ | Your Questions Answered
Choose your Country or Region:
Requested Loan Amount:
How soon do you need your loan?
Where would you like
your cash deposited?
Checking Savings

We Address Common Short-term Lending Questions

Why should I get a short-term loan?

A cash advance is helpful for people who need to pay for unexpected expenses or cover bills that have become past-due. Because it is considered a short-term financial service, cash lending companies expect the money to be paid back quickly. Your checking account will have a hold against future income to ensure the balance is paid for the next time you receive a paycheck. Lender qualifications are fairly easy to meet, but you want to make sure you can pay back the balance within the timeframe agreed upon.

How does a person become qualified?

Different companies will each have their own special set of requirements, so this will vary depending on who chooses to fund your request. A typical lender may require the following:

  • You need to have a consistent source of income (employed)
  • You must have a monthly income of $1000 or more
  • You must have a bank account
  • You must be a U.S. citizen, 18 years old or older
How long does it take to get my funds?

Applicants will receive approval shortly after their form has been submitted. If approved, funds may be electronically transferred overnight.

What if my credit is bad or I've filed for bankruptcy?

Many providers do no have a problem with previous financial difficulties, so less than perfect credit may not necessarily be an obstacle. Be sure to ask your provider for more information.

Is it necessary to have direct deposit?

Yes. This is the best way to ensure the fast transfer of funds to your account.

Is there any risk to getting an advance online?

There is absolutely no risk when shopping at StarPayday.com. We secure your information and you are under no obligation to agree to financing.